Lunch Money began in 2003 when singer/guitarist Molly Ledford (The Verna Cannon - Cargo/Headhunter) decided to try her hand at bringing the live music experience to young audiences. She enlisted fellow Verna Cannon bandmate Jay Barry (drums) and multi-instrumentalist J.P. Stephens (bass, mandolin, harmonica) to form Lunch Money, the name chosen to honor that first taste of childhood independence and power. Focusing her writing, which had been described as "full of memories left in a shoebox in the dusty corners of your brain" (Spin.